Francis
mortgage team
Meet the
With more than 20 years in the industry, we believe buying a home should feel clear, personal, and grounded in trust. Together we bring a thoughtful loan strategy, warm communication, and a relationship-first approach to help clients feel well cared for from first conversation to closing.
With deep roots in Colorado and an expanding footprint in Vermont, Massachusetts, and North Carolina, our remote process is perfect for clients moving across state lines and allows all of our homebuyers to meet with us by phone or virtual appointment from the comfort of their own home, making the experience more convenient, flexible, and personal. When timing matters, we are built to move quickly and depending on the state and loan details, can often close in as little as 10 business days, helping buyers make stronger offers and compete with confidence in today’s fast-moving market. Whether you are buying, refinancing, relocating, or exploring your options, our goal is simple: to help you understand the path ahead and feel supported, confident, and safely guided home.
kevin francis
senior loan officer
With a natural love of numbers, a background in psychology, and experience working with families and at-risk youth, Kevin discovered early in his career that mortgage lending brought together two things he values deeply: clear, thoughtful financial guidance and patient support for people navigating major life decisions.
For more than 20 years, Kevin has helped thousands of individuals, families, and investors across the country purchase homes through thoughtful loan strategy, technical expertise, and personalized mortgage education. His approach is calm, detailed, and client-centered, with a focus on helping each person understand their options and make decisions that feel right for their goals.
Clients and real estate partners often say that Kevin’s ability to listen, talk through fears or concerns, and bring both clarity and humor to the process is what sets him apart. He works hard to earn trust, keep the experience grounded, and make people feel comfortable and well cared for from first conversation to closing. Kevin is proud to have built his business through happy clients, strong relationships, and personal referrals.
Kevin is a proud Colorado State University Ram, husband to his high school sweetheart and business partner, Mary, and devoted dad to Matthew and Ashley and Golden Retriever, Ruby. When he’s not working, you can usually find him behind the grill, enjoying music, watching old-school comedies, hiking, snowshoeing, or spending time in nature.
Contact Kevin
mary Francis
director of marketing & community relations
With a background in marketing, nonprofit leadership, fundraising, and events, Mary brings a natural ability to connect people, build relationships, and create experiences that make people feel seen and supported. At Francis Mortgage Team, she leads marketing, communications, community outreach, and realtor partner relations with a focus on thoughtful communication, meaningful connection, and a client experience that feels warm, clear, and relationship-centered.
Mary believes that buying a home is about more than numbers. It is about trust, timing, community, and having the right team beside you.
Mary is a proud Colorado State University graduate, mom to Matthew and Ashley, and a longtime community volunteer. She is happiest when she is spending time with family and friends. She loves exploring new places, hiking, snowshoeing, cooking, adding creative touches to everyday spaces, and getting cozy at home with her family and their sweet Golden Retriever, Ruby.